This product is sometimes known as Homeowners Insurance. Its covers the replacement cost of residential dwellings including outbuildings, fixtures and fittings, swimming pools, perimeter walls, etc. against loss, destruction or damage to the property insured arising from or caused by storm, fire, lightning, flood, etc.

Please note that replacement cost must include the following;Professional fees e.g. architects and engineers fees, municipal charges, and debris removal costs.

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