Botswana Insurance Company Botswana insurance company
 

Give BIC a call

Gaborone
 (267) 3600500phone

Francistown
 (267) 2413623phone

Maun
 (267) 6863410phone

Palapye
 (267) 4923038phone

Other Policies
BIC Commercial Policies are designed to cater for the specific needs of a business entity and can be tailored to accommodate any aspects that may be unique to the business or company.

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*Insurance policy terms and conditions apply

We have the following polices:

Office Contents insurance
*It protects the movable property that your business owns that is inside the premises, or outside, if it is designed to exist or operate externally against fire, lightning, thunderbolt, explosion and other additional perils stated.

Buildings Insurance
This is a cost-effective way of making sure the immovable structures your business owns are properly protected.
*The policy covers office buildings including sporting and recreational structures, gates, posts, fences and tarred or paved roads, driveways or parking areas, etc, against losses of damaged cause by the insured perils. This cover is also extended to cover public liability to a limit of P1, 000,000.00 and loss of rent to a specified limit.

Accounts receivable insurance
*The cover compensates your business if it cannot trace amounts owed to it due to loss or damage of its books of accounts or other business books or records at the premises or at the residence of any director, partner or employee or the premises of any of your business's accountants as a result of an accident or misfortune.

Theft insurance
*It covers loss of or damage to all contents of your business's insured buildings at your insured premises as a result of theft accompanied by forcible and violent entry into or exit from such building. It insures that your business goods will be covered against robberies and burglaries.

Money insurance
*It covers loss of or damage to any negotiable instruments, including cash, cheques, money orders, credit card vouchers, as well as postage and airtime vouchers.

Glass insurance
*This covers accidental damage or loss to internal and external glass (including mirrors) and sign writing.

Fidelity insurance
*This cover protects your business against losses suffered due to fraud by employees. Please note that the maximum amount that will be paid under this cover by BIC for all losses that are incurred by your business shall not exceed the sum insured whether involving any one employee or any number of employees acting in collusion or independently of each other.

Business's portable property insurance
*This covers the loss of or damage to your business's portable property while anywhere in the world by any accident or misfortune. It provides wider cover for business items that are regularly taken away from the insured premises e.g. Cell phones.

Accidental damage insurance
*It's a unique extension to cover your business goods against accidental loss and damage.

Public liability insurance
*It protects your business against damages which it may become legally liable to pay consequent upon accidental death or bodily injury to or illness of any person, or accidental loss of or physical damage to property which occurred in the course of or in connection with the business.

Electronic equipment insurance
* This cover offers first-class protection in the event of loss or damages to all of the electronic business equipment, including computers, laptops, licensed software, scanners, printers, copiers and fax machines.

Motor / Fleet cover insurance
*This cover offers comprehensive, limited and liability insurance on all commercial vehicles, motorcycles, trailers, etc. BIC will offer your business flexible vehicle insurance that can be tailored to suit your individual needs and budget.

Motor traders insurance
It covers any motor vehicle or trailer owned by or hired or leased or under the control of your business at the time of the accident. *BIC will cover your business against all sums which it becomes legally liable to pay to third parties as damages resulting from an accident by or in connection with the vehicle, and for accidental damages to customers' vehicles on the premises.