We cover mechanically or electrically propelled vehicles which are licenced to move on public roads such as cars, vans, trucks, motor cycles etc. If the vehicle or any part of it, including accessories, is lost or damaged, we will replace, pay or repair the damages or loss sustained indemnify you.

Three types of cover which we offer under Motor Insurance:

1. Comprehensive
   Covers loss or damage to the insured's vehicle as well as bodily injury, accidental loss or damage to property not belonging to the insured or members of his/her household.
   
   
2. Third Party, Fire & Theft
   Cover to the insured vehicle is restricted to loss or damage as a result of fire or theft. It also covers liability to thrid parties which may arise from the use of the insured vehicle.
   
   
3. Third Party only
   Cheapest form of cover. Unlike Comprehensive Insurance, this type of cover excludes loss or damage to the insured's vehicle.

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