Personal Insurance

Homeowners Insurance

What if your house gets burnt down today, gets struck by lightning, or even damaged by other causes?

Homeowners Insurance

Product Type
What it covers
House
Outbuildings
Swimming Pools

Home ownership is one of the largest personal investments we will make in our lives and a significant achievement for most of us. The reality is that natural disasters or accidents can strike at any time and may cause damage to your dream home. The Homeowners Insurance covers your residential property including outbuildings, swimming pools etc against loss, destruction or damage caused by perils such as fire, explosion or earthquakes.

The policy covers replacement costs which includes professional fees.

Personal Covers

Title Policy Documents
Personal Lines - Section 7 Small Leisure Craft Download
Personal Lines-Section 6 Electronic Equipment Download
Personal Lines - Section 5 Personal Accident Download
Personal Lines-Section 4 Motor Download
Personal Lines - Section 3 All Risks Download
Personal Lines - Section 2 Householders Contents Download
Personal Lines - Section 1 House Owners Buildings Download
Personal Lines - General Download

Commercial Covers

Title Policy Documents
General Exceptions Conditions & Provisions Download
Thatch Fire Warranties Download
Section 20a & 20b : Motor Traders Download
Section 18 & 19 - Motor Revised Download
Section 17 : Electronic Equipment Download
Section 16 : Group Personal Accident Download
Section 15 : Stated Benefits Download
Section 14 : Workmen’s Compensation Download
Section 13 : Public Liability (Claims Made Basis) Download
Section 12 : Accidental Damage Download
Section 11 : Business All Risks Download
Section 10 : Goods in Transit Download
Section 9 : Fidelity Download
Section 8 : Glass Download
Section 6 : Theft Download
Section 4 : Business Interruption Download
Section 3 : Office Contents Download
Section 2 : Buildings Combined Download
Section 1 : Fire Download
Machine Insurance Policy Download

Specialised Covers

Title Policy Documents
Professional Indemnity Insurance Engineers Architects Download
Professional Indemnity Insurance for Attorneys, Notaries & Conveyancers Download
Professional Indemnity Insurance Quantity Survey Download
Professional Indemnity for Accountants and Auditors Download

Welcome to the Lenaka Newsletter, a Botswana Insurance Company (BIC) quarterly publication which touches on issues and interactions that take place within the organisation. Click on the button to access the newsletter.