Comprehensive Motor Insurance
Insurance provides cover in case your vehicle has been stolen, damaged by fire or any act of nature; or for any accidental damage, hijacking and damage to third parties and their property.
Third Party, Fire and Theft
This cover is a basic form of motor insurance that provides cover for accidental damage caused to another person’s vehicle. This cover is available to you if the value of your vehicle is relatively low. With third party, fire and theft vehicle cover you can claim for certain specified damages to your vehicle and if it is stolen.
Third Party, Fire and Theft Insurance is usually slightly cheaper than Comprehensive Cover as it does not cover the damages or losses to your vehicle in the event of an accident. In this instance, you have to pay for the repairs and/or replacement parts yourself.
If your car is inexpensive to repair, or you don’t drive very often or for long periods at a time, Third Party, Fire and Theft motor Insurance might be more suitable.
Third Party Only
Third Party Only offers a basic and more affordable form of cover that covers the damages that you may cause to another vehicle or property in the event of an accident.
Excess Buy Back
This cover works alongside the motor protect policy.
- Protects the excess on your motor vehicle insurance policy in the event of a claim.
- Covers the cost of excess in the event of a claim, up to a pre-agreed limit.